According to the website of Williams Kherkher, worker’s compensation is one of the many benefits that each employed worker has, and they can avail of such benefit in the event of a workplace accident. It is given regardless of who caused the accident, and it will help provide for lost wages and medical expenses brought about by the accident. The accident does not have to occur within the workplace, either; worker’s compensation will include workers who got involved in an accident outside of the workplace as long as they are under their working hours and when they are doing their job.
It is important, though, that each company may have their own regulations regarding job-related injuries and how they define negligence and disregard of workplace safety rules. Almost all states require employers to get worker’s compensation for all their workers that are classified as employees, except for some employed workers who are not included according to the worker’s compensation requirements of the state such as seasonal workers, independent contractors, domestic workers, railroad workers, and many others. If you have filed for a workers’ compensation benefit, you don’t have legal right to sue your employer for personal injury since worker’s compensation also works as protection to the company.
Depending on the type of work you do and your relationship with the employer, you may have other alternatives to workers’ compensation especially for those who are not covered with workers’ compensation. Going online, you can have a free consultation and review of your claim from a lawyer, therefore your options are not really limited. Workers compensation may be a no-fault system, but intentional harm on the side of the employer can be grounds for lawsuits. it not only covers for physical harm but also emotional and mental distress that the employer can cause to the worker.